Over the years, technological advances (along with many other accompanying factors) have inevitably changed the cards on the table for many operations that we were carrying out until a few years earlier.
One of all is the payment system: in fact, if before money was indisputably prevalent, nowadays it has been (and is coming) increasingly replaced by alternative and more modern payment systems, represented in this case for example by credit cards and debit cards. discount and whatever else you want to say. NFC chips have also made their mark, inserting themselves inside smartphones (especially the latest generation ones), and allowing you to pay quickly and easily with your mobile phone, without using your physical card.
Unfortunately, progress always brings with it a negative currency solution, and over the past few years in particular we have seen a real disappearance in the number of ATMs, which are gradually decreasing (especially as far as the Italian territory is concerned) and the trend shows no sign of diminishing.
Over the past few years, in fact, we have also seen a trend towards the ever-increasing use of the home banking system, which can be easily accessed from any device connected to the Internet (laptop, smartphone or tablet), allowing the customer of the bank in the matter of managing your money from The comfort of your home, without necessarily having to go to the branch, wasting valuable time.
If this is not who knows what specific problem facing the younger demographic, it is instead a major problem for the elderly, who are not very accustomed to using electronic payment systems, and who have always been accustomed to daily cash withdrawals.
Therefore, these elderly people will find themselves in great difficulty in making withdrawals at the counter in their country, given the gradual closure, and therefore they will find themselves forced to travel dozens and dozens of kilometers in search of the ATMs closest to them.
The most affected by this trend will be Banca Intesa San Paolo, which will close more and more branches during 2023. At present, as many as 2,800 Italian municipalities do not have an available bank branch where customers can go from your commissions and withdrawals.
So we just have to wait for the next few weeks or months to see how the situation will develop in the future, hoping that there will be an improvement and some attitudes taken by the banks.
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