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Poste, what they give you for your savings

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Poste Italiane provides a way to put your savings aside to make it pay off. But what is their return?

Ansa, Rome

The good fruiting to Post office Italian They are back on the market and it seems to be of great interest to the Italian citizens and users, who have always been very attentive to the savings schemes. The ability to win a nest egg can become crucial especially in times of uncertainty and fear of the future new generations. In the past they held big surprises for those who saved and then found themselves a small safe to cash in after a few years of waiting and some sacrifices. Children and grandchildren often enjoyed the fruits. Currently Post office Italian It has provided a new tool that is likely to attract many customers and is a novelty compared to the previous tools.

Interest-bearing bonds, here’s how they work


Coupon efficacy guaranteed condition. It was released by Cassa Depositi e Prestiti. It is subscribed and paid for with a subsidized fee of 12.50 percent. Interest-bearing bonds can be made for minors up to age at 16 years old. In digital form, the Small and Good Savings plan project or by parents can be subscribed to. Post offices can be subscribed but also separately. It is clear that the responsibility of the parent/guardian is necessary to use the Minor Child Handbook.

Interest-bearing bonds for minors: the amount of their return


When dealing with times of this kind, one must necessarily work with a calculator at hand. In fact, the total annual interest is 0.5 percent for the first three years, while it rises to 0.75 percent after 4 years. The numbers are going up again: 1 percent after five years, and 1.25 percent after six and 7 years. And then: 1.50 after eight, nine, ten, and eleven years. Two percent for years 12, 13, 14 and 15. The number series ends with rates at 2.50 percent after years 16, 17 and 18.
It might happen that you get a file early repayment. In this case, an interest rate of 0.50 percent of the total for each year will be determined.

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